PNC Financial Services Group, Inc. (better known as PNC), headquartered in Pittsburgh, PA, is a banking holding company and financial services company. PNC provides financial services such as asset management, wealth management, estate planning, loan management and information processing.
PNC is one of the largest banks in the United States in terms of assets. It is the 5th bank by the number of branches, the 6th by deposits and the 4th by ATMs.
PNC operates in 21 states and the District of Columbia with 2,296 branches and 9,051 ATMs. Visit www.pnc.com to learn more about their services.
About PNC Mortgage
PNC offers a wide range of fixed and variable rate loans for mortgage purchases and refinancing, as well as a diverse range of other mortgage products. Mortgage coverage of PNC Financial Services Group combines superior protection with excellent customer service. PNC uses sophisticated digital payment platforms to process mortgage premiums and payments.
Below you will find all the information you need to know about PNC Financial Services Group and the various benefits it offers.
Advantages of the PNC mortgage
Below are some of the benefits that you get from PNC Mortgage.
- PNC offers several low-cost home loan programs mortgage options for down payment. This helps borrowers access homeownership without a big cash outlay.
- PNC mortgage offers government guaranteed mortgages, standard conventional loans, low down payment mortgage options, and specialty loans.
- PNC Offers mortgages to medical interns, residents, fellows and physicians having completed a residency within the past five years. This PNC mortgage is for a primary residence, and the the maximum loan amount is $ 1,000,000.
- PNC provides digital mortgage pre-approval and electronically verifies clients’ income, assets and employment.
- PNC’s Choice Home Equity Line of Credit (HELOC) helps clients access equity at a lower cost than traditional refinancing. PNC allows borrowers to lock in a fixed rate on any portion of an outstanding balance.
Types of PNC mortgage options:
Below are some of PNC’s mortgage options.
- PNC community loan: PNC has a unique home loan program called the PNC Community Loan. The down payment requirement is 3% and there is no private mortgage insurance (PMI).
- 80-10-10 program: Eligible borrowers can get a 10% down payment mortgage with no PMI. The remaining 90% is covered by a first mortgage and a home equity line of credit.
- FHA loans: PNC provides these loans to borrowers from the bank and guaranteed by the Federal Housing Administration (FHA). FHA loans require a down payment of 3.5%.
- AV loans: PNC provides these loans to borrowers from the bank and guaranteed by the Veterans Administration. There is no down payment requirement. VA loans are intended for active duty members, veterans, reservists, members of the National Guard, and certain spouses.
Register for the PNC online account
Before proceeding with the payment of invoices, it is necessary to have an online account registered with PNC.
Configure your PNC account:
To benefit from the online services offered by PNC, you must create an account on their website. Here are the steps to follow:
- To register online, first go to https://www.pnc.com/.
- Click on the ‘To log in’ option present on the right side of the menu panel.
- Click on the ‘Register for online banking‘from the drop-down menu.
- Click on the ‘To start’ button on the redirected page.
- Enter your Social Security Number (SSN), Visa PNC Debit Card PIN and PNC Account Number.
- Check all the information and click on ‘Next.’
- On the redirected page, enter your First name, Last name, E-mail adress, Security question and password.
- Follow all remaining prompts.
Your account is now configured.
PNC Log in
Once your PNC account is operational, follow the steps below each time you want to log into your account:
- Visit https://www.pnc.com/.
- Click on the ‘To log in’ option present on the right side of the menu panel.
- In the drop-down menu, enter your User ID and password.
- Click on ‘Login.‘
You will now be logged into your account. Click on the “Remember user ID” checkbox to log into your account directly without entering your credentials. If you have forgotten your password or username, click on the button ‘Forgot username or password’ option present under the password text box. Follow the prompts on the redirected page to retrieve forgotten items.
PNC Mortgage Payment Information
You will find below all the information you need to take advantage of the online services offered by PNC and pay your invoices:
How to pay your PNC mortgage?
PNC currently offers its customers several ways to pay their bills.
- Online payments: You can make online payments through your credit card / checking account, debit card or eCheck through a PNC online account. If you have opted for Debit, the payment will be automatically deducted from your account for each billing cycle.
- Pay by phone: You can contact PNC customer service to make a payment. To make payment by phone, call 1-888-762-2265.
- Payment by electronic funds transfer and SpeedPay: Visit the PNC website and login to your account. Pay the mortgage through EFT or SpeedPay. An additional charge of $ 7 is applicable for payments made through SpeedPay.
- Bi-weekly automated payments: Cabin crew hallows you to pay off your loan faster and reduce the total interest you will pay on your mortgage. A a draft of an amount equal to half of your monthly payment is made every 2 weeks and kept in escrow. A payment is applied once there are sufficient funds to make a full payment resulting in 13 payments in a year.
- To post: You can send your payments by mail using money orders or a check (payable to the PNC). The mailing address is PNC Mortgage, PO Box 6534, Carol Stream, IL 60197-6534 or PNC Mortgage, PO Box 54828, Los Angeles, CA 90054-0828.
PNC help information
PNC offers several customer support options to choose from, depending on the issue you are facing.
- To contact customer service with any questions, call the toll free number 1-412-803-7711 or 1-800-822-5626.
- To contact customer service regarding personal bank accounts, call 1-888-PNC-BANQUE (762-2265). To contact customer service regarding business bank accounts, call 1-877-BUS-BNKG (287-2654).
- You can go directly to one of the PNC branches to get clarification on your questions. Visit https://apps.pnc.com/locator/search. Enter your city and state or zip code to find the nearest location.
To learn more detail, please visit https://www.pnc.com/en/customer-service/mortgage-customer-service.html.
